There are numerous issues on the horizon that the SFC is keeping a close eye on.

Our Mission

The Seller Finance Coalition (SFC) was created to protect the seller finance industry from overregulation from Washington and to undo the unintended consequences stemming from both the Secure and Fair Enforcement for Licensing (SAFE) Act and the Wall Street Reform and Consumer Protection (Dodd-Frank) Act that threaten the Seller Finance Industry.

Our Members

Our companies specialize in the creation and purchase of mortgage notes, hard money loans, and investment in all types of real estate. They purchase performing, sub-performing, and non-performing mortgage notes. Individuals, institutions, and companies of all types and sizes seeking liquidity, appreciate our ability to act and fund quickly. Our ability to provide our services leads to many projects being completed and accounts for the creation and maintenance of countless jobs.

The Problem

Our companies have been unfairly targeted by the new regulations included in the Dodd-Frank bill. Private lenders did not cause the mortgage crisis. There were no bailouts of private lenders. The phrase "too big to fail" certainly does not apply. They are defenseless and an easy target for all the misguided legislation.

The Fix

We need members of Congress to weigh in to ensure that these regulations impact those we all were told they would.  To date the big institutions that got us into the housing mess of the 2000’s are able to deal with the new regulations because of their size.  Small businesses like us that have never been part of the problem but have always been part of the solution are being crushed by the new burdens the law is putting on us.  We need help and we need it fast.  Without relief many of us will be out of business in a short time and that will leave only the big players left to help those in need. 

  • We need legislative corrections language with the aim of excluding owner-financing sales from some or all of these regulations.
  • To help us get your voice heard after the public comment to CFBP.
  • Direct the agency to do an ongoing impact study on the industry as was allowed by the law.